Florida Insurance Licensing Practice Exam

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Which of the following is eligible for a Homeowners Policy?

  1. Susie, who has purchased a condo unit for her residence

  2. John, who buys a duplex and lives in one side

  3. Sam, who rents an apartment for his residence

  4. All of the above

The correct answer is: All of the above

A Homeowners Policy typically protects an owner-occupied dwelling, such as a house, condo unit, or duplex, as well as the personal property within the dwelling. Susie, who has purchased a condo unit for her residence, and John, who buys a duplex and lives in one side, both meet the criteria for a Homeowners Policy because they are living in their respective properties. Sam, who only rents an apartment for his residence, is not eligible for a Homeowners Policy because he does not own the dwelling he resides in. Therefore, the correct answer is "All of the above."

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