Florida Insurance Licensing Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Prepare for the Florida Insurance Licensing Exam with our comprehensive quiz featuring multiple-choice questions and detailed explanations. Enhance your understanding of insurance concepts and state regulations to excel in your licensing test.

Practice this question and more.

The Claims Adjuster's role in the insurance industry includes all the following EXCEPT:

Facilitating payment of legitimate claims
Replies to communication on a claim within 14 calendar days
Replies to Department of Insurance inquires on a claim within 21 calendar days
Gives appropriate legal advice and writes binding contracts

The correct answer is: Gives appropriate legal advice and writes binding contracts

The Claims Adjuster's role in the insurance industry primarily focuses on facilitating payment of legitimate claims and responding to communication and inquiries related to claims in a timely manner. While they may provide guidance and advice to clients, they are not responsible for giving appropriate legal advice or writing binding contracts. These tasks are often handled by legal professionals or underwriters within the insurance company. Therefore, option D is incorrect as it is not a primary responsibility of a Claims Adjuster.