Florida Insurance Licensing Practice Exam 2026 - Free Insurance Licensing Practice Questions and Study Guide

Question: 1 / 400

Under both the Dwelling and Homeowners policies, what is Coverage B usually for unattached structures?

5% of Coverage A - Structure

10% of Coverage A - Structure

Coverage B is generally used to insure any unattached structures, such as a detached garage or shed, that are located on the same property as the main structure covered under Coverage A. Option A is incorrect because it is too low of a coverage percentage for an unattached structure. Options C and D are incorrect because they are too high and would result in overinsurance. B is the most appropriate and common coverage percentage for unattached structures.

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15% of Coverage A - Structure

20% of Coverage A - Structure

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