Florida Insurance Licensing Practice Exam 2025 - Free Insurance Licensing Practice Questions and Study Guide

A products and completed operations form would cover damages or injuries caused by a product sold or manufactured by the business, such as food poisoning from a contaminated product.

An owner's and contractor's protective liability form would cover damage or injuries caused by the activities of a contractor or subcontractor hired by the business, such as faulty construction leading to food-borne illness.

A liquor liability form would cover incidents related to the serving or selling of alcohol, such as alcohol poisoning or drunk driving accidents.

The correct answer, a premises and operations form, covers any incidents that occur on the business premises or through its daily operations, such as illnesses caused by undercooked fish at a restaurant. This form is often referred to as a general liability insurance form and is typically purchased by businesses to cover a wide range of potential liabilities.